Financial support
We understand that dental expenses can be significant. Lapointe Dental Centres offer several financing options to fit all budgets. In partnership with different financial institutions, our professionals will help you choose the payment method that best suits your reality.
Financing plan
Flexiti is a Canadian financial technology provider that offers flexible payment solutions through its FlexitiCardTM. The approval process is fast, plans are flexible, and customers can use their FlexitiCardTM throughout the FlexitiTM network.
With Flexiti, you can choose from a variety of payment plans, either in equal monthly installments or in deferred plans of 6 to 72 months.
Advantages of FlexitiTM financing:
- Flexible payment plans to suit your needs.
- Fast response within minutes of application*.
- Ability to use your FlexitiCardTM within the FlexitiTM network once your application is approved.
*See legal notes at the bottom of the page
Insurance
At Lapointe Dental Centres, all dental insurance programs are accepted.
We invite you to contact your insurance company to find out the terms and conditions of coverage for eligible dental care under your policy.
If the dental care is covered by your insurance, we invite you to have your policy information on hand when you come to the clinic. Whenever possible, we deal directly with your insurance company online in order to obtain an immediate response on your coverage and thus allow you, if necessary, to pay only the non-covered portion of the treatment you received.
Tax credits
At both the provincial and federal levels, a tax credit** can be applied to the portion of medical expenses that have not been reimbursed by an insurance company. Dental expenses are part of medical expenses and are therefore eligible for such tax credits, which can reduce your actual expenses for the care you received.
For more information on eligible expenses, we invite you to consult the websites of Revenu Québec and Revenu Canada.
Payment plan
An installment plan can be arranged for orthodontic treatments only. We will ask you for a down payment first and then set up monthly payments by direct withdrawals.
Legal notes
*Upon credit approval. Subject to the terms and conditions of the Flexiti Cardholder Agreement. A minimum purchase may be required. Interest (including interest accrued on deferred plans) calculated at the annual rate set out in the Cardholder Agreement (30.99% – 37.99%, maximum 35% for Quebec residents) will be charged if the promotion is cancelled or terminated prior to payment in full. Promotional plans and interest rates offered vary depending on the creditworthiness of the cardholder at the time of application. An annual fee may apply. Ask the merchant for details of the promotional plan. Promotions and terms are subject to change without notice. Subject to identity verification and credit approval. A valid email address is required. Applications may be subject to secondary manual review. Financing provided by Flexiti Financial. Flexiti and the associated logo are trademarks of Flexiti Financial Inc.
**This section of the document does not constitute a tax opinion and is intended only to make the reader aware of the medical expense tax credits that may be claimed. Consult your accountant for further details.